BillBell Keep in your account only what you need today
You keep a small daily budget on your card, but your recurring bills land on different days of the month. BillBell reminds you the day before who will ask for money and how much to top up, so every payment goes through.
Tomorrow, November 10
Top up $150 today
Tomorrow you'll have $200: $50 for the day plus $150 for bills
- 🚗Car insurance$120
- 🎵Music subscription$30
Sound familiar?
You deliberately keep little money on your card: it's safer and makes spending easier to control. But insurance, phone, and rent charges arrive on different days. Forget one, and the payment is declined, fees pile up, and the service gets cut off.
- ✕ Keeping every due date in your head
- ✕ Holding the full amount on your card "just in case"
- ✕ Finding out about a declined payment after the fact
- ✓ One short reminder the day before, with the exact amount
How it works
Three steps, and you can stop thinking about your bills.
Set your daily budget
For example, $50 a day. That is all you keep in your account; the rest stays wherever you like.
Add your recurring bills
Insurance, internet, rent, subscriptions. For each one, set the amount and the day of the month it is charged.
Get reminded the day before
One day before a charge, BillBell tells you who is asking for money and how much to top up today.
An example month
Daily budget: $50. On a normal day, that's all that sits in your account. The day before each bill you get a reminder and top up the amount needed.
- Recurring bills
- $1,095
- Usually in your account
- $50
- $30
3rd · Internet
Reminder on the 2nd: top up $30
- $120
10th · Car insurance
Reminder on the 9th: top up $120
- $45
15th · Gym
Reminder on the 14th: top up $45
- $900
28th · Rent
Reminder on the 27th: top up $900
Why it's easier
Less money at risk
Your card only holds what you need for the day. If it is stolen or compromised, you lose very little.
Never miss a payment
No need to remember every date: the reminder arrives in advance, giving you a whole day to top up.
The exact amount
No mental math: BillBell adds up everything due tomorrow and shows you the total.
Your whole month at a glance
See which days your bills hit, how much each one takes, and what you need for the month.
Free. No plans, no paywalls.
BillBell is free for everyone and runs on donations. If it saves you from a declined payment, buy me a coffee: any amount helps, once or every month. Even $1 a month keeps the lights on.
☕ Buy me a coffeeDonations are voluntary gifts. They don't buy a subscription or any guarantee of service. Terms